Launching Care for the Future

Launching The Care For The Future Series

Across the U.S., more than 50 million adults — 1 in 6 Americans — provide unpaid care to an older adult.

We recently released the first publication in the series: Preparing for Care: Financial Insights for Future Caregivers, Employers & Providers. This report explores the financial and emotional realities of caregiving — and highlights how employers and financial service providers can promote more equitable preparation and support.

Over the next 3 months, we’ll share insights, data, and actionable guidance grounded in our research on LMI caregiving households. We extend a special

thank you to The Prudential Foundation, who generously supported this work.

Read the Full Report

Watch: “When financial stress hits, workers are more likely to consider moving to the next job.”

With tens of millions of workers reporting living paycheck to paycheck, financial stress exacerbates attrition issues and creates significant and avoidable costs for employers who must replace and retrain talent.

At Commonwealth, we see workplace benefits as a strategic bridge between what employers invest and what employees actually experience. Payroll is often a company’s single largest expense, and benefits play a critical role in protecting that investment by stabilizing workers’ financial lives. As the video notes, “Benefits are one of the bridges that can make sure, as much as possible, that investment pays off.”

Benefits for the Future was designed around one core principle: there is no one-size-fits-all solution. We work with employers and partners to design, pilot, and test benefits that respond to real workforce needs. Each partnership is customized based on employee context, employer goals, leveraging existing vendors and infrastructure, and focused on outcomes that matter most. When benefits are tailored and implemented intentionally, the impact is clear. Employees are better able to manage financial shocks, and employers see stronger retention, engagement, and long-term business value.

Benefits for the Future partnerships are built to learn, adapt, and scale what works so that financial security becomes more achievable for workers who need it most. And thanks to the philanthropic support of JPMorganChase, we are able to do this work at no cost to the employer.

Learn how a customized Benefits for the Future partnership could support your organization. Explore the model below and schedule an exploratory call.

Watch the Video

Listen: "Instant payments, instant impact? Why speed matters."

Commonwealth’s research on real-time payments was recently featured in the Six Hundred Atlantic podcast. The interview between Allison Ross and Brian Clarke of the Boston Fed explores how speedy payment processing can help small businesses and people earning low-to-moderate income avoid fees and costly services.

Listen to the Podcast