March Updates From Commonwealth
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Meet the Diarists Behind The Investor Diaries

 

We have launched Commonwealth’s first installment of The Investor Diaries, with support from The BlackRock Foundation and partners Betterment, Moomoo, and Decodis. This is the first part of a broader research initiative, to include a national survey report (coming soon!) and big data analysis of millions of investor transactions. In this release, meet new investors, all earning LMI, who dream of retiring early, building wealth, and gaining financial security for their children. 

 

Bookmark this site, as we’ll be making updates with new research findings and profiles throughout the year.

Meet the Diarists
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What does it take to build financial security and opportunity for all?

 

On NPR’s Money Memories podcast, Commonwealth CEO Tim Flacke dives into:

  • How our earliest money experiences shape lifelong financial habits
  • The impact of a scarcity mindset—and how to shift it
  • Why savings isn't just about money, but about dignity and opportunity
  • How we can reimagine financial systems to make wealth building possible for everyone

Financial security and wealth building should be an opportunity available to all, and that requires real systems change. Tune in to the podcast and join us in rethinking what financial security and prosperity can and should look like.

Listen to the Podcast
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 Fintech Weekly 

A New Era of Financial Inclusion: Harnessing AI to Empower LMI Households

     GoBankingRates 

    4 Child Tax Credit Mistakes That Can Delay Your Refund

       Bipartisan Policy Center 

      Bridging the Gap: Expanding Workplace Emergency Savings Access for Low- to Moderate-Income Workers

         AOL 

        5 common investing myths — debunked: Why you don't need thousands to own stocks

          Reading and Listening

           New York Times 

          Trump Just Fired 6,700 I.R.S. Workers in the Middle of Tax Season. That’s a Huge Mistake.

             Work Week 

            The Biggest Threat to Consumers’ Financial Health

               Liberty Street Economics 

              When the Household Pie Shrinks, Who Gets Their Slice?

                 EBRI 

                Employee Views on Earned Wage Access: A Case Study

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