What Billions of Transactions Reveal About Newer Investors

What Billions of Transactions Reveal About Newer Investors

New research from Commonwealth’s The Investor Diaries sheds light on billions of real-world transactions across more than 25 million checking accounts, and uncovers five powerful findings about how newer investors living on low and moderate incomes are engaging in the market.

These findings point to clear industry opportunities to support newer investors by strengthening the connection between short-term financial stability and long-term wealth building.

This research was made possible through generous support from The BlackRock Foundation and in partnership with JPMorganChase Institute.

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What happens when a national brand invests in emergency savings?

With support from BlackRock’s Emergency Savings Initiative and in partnership with Starbucks, Commonwealth is exploring the real-world impact of workplace emergency savings on financial well-being.

Meet Sabrina, a Starbucks partner in East Texas whose story reveals the true impact of accessible, payroll-linked savings.

When her AC broke, her savings saved the day. When her goals grew bigger, so did her confidence.

Watch Sabrina's Story

“We have real data that there has been a dramatic increase in who is participating in capital markets over the last several years. ”

Commonwealth CEO Timothy Flacke is quoted in this CNBC exclusive article featuring The Investor Diaries, our newest research with The BlackRock Foundation, in collaboration with JPMorganChase Institute, which reveals that the number of investors living on low and moderate incomes has increased 2.7x (167%) since 2020.

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